Read Proverbs 21:5. Do you ever wonder where your money goes? As much as I hate to admit it, the only times I have ever thought this is when I have failed to plan my spending.
If you want to decide where your money goes, rather than simply wondering where it went, the only thing you can do is to budget. Budgeting is a spiritual discipline because it helps us to steward – to manage – the blessings God has given us.
Everyone needs to budget – regardless of their level of income. Why? Because finding financial freedom comes not from earning more, it comes from spending less. It comes from planning to spend less than you make. The wisdom writer of Proverbs says that good planning leads to prosperity. But hasty shortcuts – spending without planning it – leads to poverty.
Those with a budget, those with a spending plan, spend less. That’s responsible stewardship. That’s being faithful in money management. As God’s Future Builders, it’s essential we keep good records, give a percentage of our income back to God, save for the future and repay our debts. God will help each of us to become responsible stewards of all he has given us, if we ask him to help manage our finances.
THINK IT OVER
Think about the following:
- What one thing can you stop doing so that you are spending less?
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Unless otherwise indicated, all Scripture quotations are taken from the Holy Bible, New Living Translation, copyright 1996, 2004, 2007, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rights reserved.